Accounts receivable automation that actually chases the money.
Every open invoice gets a follow-up plan. Email, text and voicemail go out on schedule, and they stop the day the customer pays.
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- Emailfrom your own address
- Two-way textfrom a dedicated business number
- Ringless voicemaildelivered without dialing
- Card and ACHpayment link on every touch
- QuickBooks Onlinepayments post back
THE PROBLEM
Your accounting software records the invoice. Nobody owns what happens next.
Every invoice past 30 days is money you've earned and haven't collected. Behind each one is a follow-up somebody meant to do.
- No one is assignedAn invoice without an owner waits. Most offices have no rule for who follows up, when or how.
- Follow-up is unevenOne customer gets three calls. Another gets nothing for six weeks. It depends on who had time.
- The aging report is a rearview mirrorBy the time a balance hits the 60-day column, the easy window to collect it has closed.

WHAT IT IS
What is accounts receivable automation?
Accounts receivable automation is software that handles the repeat work of getting invoices paid: reminders, past-due follow-up, payments and posting them to your books, without someone in the office doing each step by hand.
The definition
Software that sends reminders, follows up on past-due balances, takes payments and records them in your accounting system.
For a contractor
Every open QuickBooks invoice gets a follow-up plan the day it's created, by email, text and voicemail.
Your team's part
Customers pay from a link, the payment posts and reminders stop. People step in only for real conversations.
The short version
AR automation does the chasing so your office doesn't have to.
INSIDE AR WORKFLOW
Accounts receivable automation, built on QuickBooks Online.

Every open invoice, one list
See what's past due, what's protected, and assign a workflow in a click.

Workflows you build once
Email, text, voicemail and call steps on a timer. Stops when the invoice is paid.
HOW TO SET IT UP
How to automate accounts receivable in 6 steps.
You don't need a finance team or a six-month project. Most contractors can get the basics running in a couple of weeks.
Clean up open invoices
Run the A/R aging report in QuickBooks and close out anything paid, written off or duplicated.
Fix contact info
Add who actually pays the bill. On commercial work that's usually AP, not the project manager.
Get consent for texts and voicemail
Cover calls, texts and prerecorded messages in your work authorization. Check the wording with your attorney.
Build two or three workflows
One for homeowners, one for commercial customers, one for insurance jobs. Not twenty.
Put every invoice on a plan
An invoice without a plan is the one that drifts to 90 days. The dashboard calls it Unprotected AR.
Review once a week
See which steps get replies and payments, and which get ignored. Adjust wording and timing.
THE DAILY LIST
One list each morning instead of a spreadsheet.
Automation handles the routine touches. Some accounts still need a person, so your team gets a Priority Queue every morning.
- Ranked for todayRecent activity, engagement, balance age and size, and time since the last touch decide the order.
- One next step eachWork the list from the top and log what happened. No more guessing where to start.
- AI drafts, people sendAI writes the email, text or voicemail script. A person reads, edits and sends it. No payment links to adjusters, carriers or attorneys.

BEFORE AND AFTER
Your AR process, before and after automation.
A typical contractor's accounts receivable process has the same five stages. Here's what changes in each one.
Invoice
Before: nobody knows if it was opened. After: on a workflow the day it's created, with a payment link.
Remind
Before: when someone has time. After: on schedule, by email and text from a dedicated business number.
Follow up
Before: sticky notes and a spreadsheet. After: voicemail drops, call tasks and replies on one timeline.
Collect
Before: checks and card numbers over the phone. After: card or ACH online, partial payments and plans.
Reconcile
Before: typed into QuickBooks by hand. After: payments and fees post automatically.
WHAT A WORKFLOW CAN DO
Eight kinds of steps in one collections workflow.
A workflow isn't just a reminder email on a timer. Most collections software stops at email. Contractors know the real conversation often happens on the phone or by text.
Templated emails with QuickBooks merge fields and a payment link.
Text message
SMS from a dedicated number. Replies land in a shared inbox.
Ringless voicemail
A short recorded message, dropped into voicemail without the phone ringing.
Call task
A call on someone's list that day, with the invoice and history attached.
Internal note
A note on the customer timeline so the next person knows the story.
Status change
Moves the invoice to a new collection status, like disputed or final notice.
Team notification
Alerts a manager when an invoice reaches a step that needs a human.
Reassignment
Hands the account to a different AR specialist.
IS IT TIME?
Signs it's time to automate collections.
Not every contractor needs AR automation on day one. If two or more of these sound familiar, it's worth a look.
The owner still makes collection calls
The person who should be selling and running jobs is chasing invoices.
The aging report only comes out when cash is tight
Follow-up is reactive, and the oldest invoices are the hardest to collect.
One person holds all the context
If they took two weeks off, would anyone know who promised to pay and when?
Customers say they never got it
Missed emails and wrong contacts are a process problem that automation fixes quickly.
You've outgrown the spreadsheet
More jobs, customers and open invoices than one person can track from memory.
GLOSSARY
Accounts receivable terms, in plain English.
Accounts receivable
Money customers owe you for work you've already invoiced.
AR aging
Open invoices grouped by how late they are: current, 1 to 30, 31 to 60, 61 to 90 and over 90 days.
Workflow
A timed follow-up plan that sends reminders and creates tasks until the invoice is paid.
Promise to pay
A date the customer commits to. Follow-up pauses until then and picks back up if it passes.
Unprotected AR
Open invoices with no follow-up plan on them. The number to fix first.
Days sales outstanding
The average number of days it takes to turn an invoice into cash.
YOUR INVOICE, NOT A FEATURE TOUR
Bring us one overdue invoice. We'll build the workflow around it.
On the demo we connect a sample of your QuickBooks data and set up a real workflow for one invoice. You'll see:
- 1Each step it would send, and when
- 2What happens when your customer replies
- 3How the payment lands in QuickBooks
YOUR OPEN INVOICE
Past due[YOUR BALANCE]
Status requestEmail
Second touchText
Still openVoicemail
Payer can pay by card or ACH
Paid
Posted to QuickBooks
FAQ
Accounts receivable automation FAQs
What is accounts receivable automation?

Accounts receivable automation is software that handles the routine parts of collecting what customers owe you: sending reminders on schedule, giving customers an easy way to pay, recording payments in your books and showing you which invoices need a person. In AR Workflow, every open QuickBooks invoice goes on a workflow that follows up by email, text and voicemail until it's paid.
Does AR automation replace my office manager or AR person?

No. It takes the repetitive reminders off their desk so they can spend time on the accounts that actually need a conversation. The Priority Queue tells them who to call first.
Will my customers know the messages are automated?

They'll see messages written in your voice, sent from your email account or your dedicated business number. Because you write the templates, they read like the follow-up your office would send anyway.
Do I need QuickBooks Online?

Yes. AR Workflow works with QuickBooks Online and syncs both ways. Each subscription connects to one QuickBooks company. QuickBooks Desktop isn't supported. Our guide to QuickBooks for contractors covers the setup side. See also QuickBooks collections.
Can I automate collections for insurance jobs?

Yes. Workflows can be set up separately for homeowners, adjusters and carriers, and the AI never adds a payment link to messages for adjusters, carriers or attorneys. Our guide to how restoration contractors collect from carriers, adjusters and homeowners walks through the payer mix.
How do I automate accounts receivable in QuickBooks?

QuickBooks Online can send basic email reminders, but it doesn't run multi-step follow-up, texts or voicemail. To automate the full process, connect an AR automation tool like AR Workflow to QuickBooks Online. It pulls in your open invoices, runs the follow-up and posts payments back.
What are the benefits of AR automation for contractors?

Follow-up happens on time even when the office is busy, every open invoice has a plan, customers can pay from a link, payments post to QuickBooks without retyping, and the owner can see where cash stands without asking.
Is AR automation worth it for a small contractor?

If someone in your company spends hours each week chasing payments, or invoices regularly slide past 60 days, it usually is. If you have a handful of customers who always pay on time, a QuickBooks reminder may be enough.
What's the difference between AR automation and a collection agency?

AR automation is your own follow-up, sent in your name to your customers while the relationship is still good. A collection agency takes over badly overdue debts, usually for a percentage. Automation is meant to keep invoices from ever getting that far.
How much does AR Workflow cost?

Plans are $295, $395 and $495 per month depending on how many open invoices and users you have. See pricing for the details. There's no free trial. We set it up with you on a demo instead.
How is this page different from your AR automation software comparison?

This page explains how AR Workflow automates receivables. If you're comparing vendors, our accounts receivable automation software roundup lays out the options side by side.
Every invoice followed up. Every payment in QuickBooks.
See accounts receivable automation run on one of your own overdue invoices.
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Start with one invoice
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