SUBSCRIPTION SERVICES AGREEMENT

BY USING THE SERVICE, CLICKING AGREE OR OTHER FORM OF ASSENT, YOU ARE AGREEING TO BE BOUND BY THIS AGREEMENT. IF YOU ARE AGREEING TO THIS AGREEMENT ON BEHALF OF OR FOR THE BENEFIT OF YOUR EMPLOYER OR A THIRD PARTY, THEN YOU REPRESENT AND WARRANT THAT YOU HAVE THE NECESSARY AUTHORITY TO AGREE TO THIS AGREEMENT ON THEIR BEHALF.

This agreement is between OnTrack Financial, Inc., a California corporation (AR Workflow), and the Customer agreeing to these terms (Customer).

1. SOFTWARE SERVICE

This agreement provides Customer, its Affiliates (defined below), and their clients access to and usage of an Internet-based software service, including, without limitation, its features, functions, and user interface, and underlying software, as specified on an order (Service).

2. USE OF SERVICE

• Customer Owned Data. All data uploaded by Customer, its Affiliate or either Customer’s or Affiliate’s client to the Service, either directly from QuickBooks or otherwise, remains the property of Customer, as between AR Workflow and Customer (Customer Data). Customer grants AR Workflow the right to use the Customer Data solely for purposes of performing under this agreement.
• Affiliates and Contractors. Customer, including its Affiliates, may enter into orders with AR Workflow and its Affiliates. An Affiliate entering into an order agrees to be bound by this agreement as if it were an original party hereto. Customer may allow its Affiliates, contractors, and clients to use the Service, provided Customer is responsible for their compliance with the terms of this agreement, and use by its Affiliates, contractors, and clients is solely for Customer’s, its Affiliate’s and their clients’ benefit. Affiliate means any company controlled by or under common control with the subject entity, directly or indirectly, with an ownership interest of at least 50%.
• Customer Customer: (i) must keep its passwords secure and confidential and use industry-standard password management practices; (ii) is solely responsible for Customer Data and all activity in its account in the Service; (iii) must use commercially reasonable efforts to prevent unauthorized access to its account, and notify AR Workflow promptly of any such unauthorized access; (iv) may use the Service only in accordance with the Service’s user guide and applicable law; and (v) must receive lawful consent from its clients for Customer and AR Workflow to contact clients through the Service and Third Party Services.
• AR Workflow AR Workflow must provide Customer support for the Service under the terms of AR Workflow’s Customer Support Policy (Support), which is located at www.arworkflow.com/support.
• 14-Day Trial Version. If Customer has registered for a trial use of the Service, Customer may access the Service for a 14-day time period (unless extended by AR Workflow in writing). The Service is provided ‘AS IS’, with no warranty during this time period.

• Third-Party Services. AR Workflow’s Service interoperates with third-party services (e.g. QuickBooks and Twilio) (Third-Party Services) and depends on continuing availability of and access to the Third-Party Services, including application programming interfaces. If for any reason a Third-Party Service is experiencing downtime or ceases to be available for the AR Workflow Service on reasonable terms, AR Workflow may be unable to continue to provide all of the functions of its Service.  Customer must purchase Third-Party Services either separately or through the use of the Service, and must agree to all applicable terms of service for such Third-Party Services, including but not limited to any privacy policy terms, and must pay all applicable Third-Party Services fees.  Terms and fees for Third-Party Services that are purchased through use of the Service are further set forth in Exhibit A, attached hereto and incorporated herein.

3.DISCLAIMERS

THE SERVICE IS PROVIDED ‘AS IS’ WITHOUT WARRANTY. AR WORKFLOW DISCLAIMS ALL WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, AND FITNESS FOR A PARTICULAR PURPOSE. WHILE AR WORKFLOW TAKES REASONABLE PHYSICAL, TECHNICAL, AND ADMINISTRATIVE MEASURES TO SECURE THE SERVICE, AR WORKFLOW DOES NOT GUARANTEE THAT THE SERVICE CANNOT BE COMPROMISED. CUSTOMER UNDERSTANDS THAT THE SERVICE MAY NOT BE ERROR FREE, AND USE MAY BE INTERRUPTED.  CUSTOMER UNDERSTANDS AND AGREES THAT: (I) AR WORKFLOW DOES NOT REVIEW FOR ACCURACY ANY CUSTOMER DATA OR INFORMATION THAT CUSTOMERS’ CLIENTS ENTER INTO THE SERVICE, AND (II) AR WORKFLOW IS NOT RESPONSIBLE OR LIABLE FOR: (A) ANY ERRORS IN CUSTOMER DATA OR IN CUSTOMER’S CLIENTS’ INFORMATION, (B) ANY DISPUTE BETWEEN CUSTOMER AND A CLIENT, OR (C) ANY THIRD PARTY SERVICE ISSUE.

4.PAYMENT

• Fees and Payment. Customer must pay all fees as specified on the order, but if not specified, then within 30 days of receipt of an invoice. The fees are exclusive of sales, use, withholding, VAT and other similar taxes, and Customer is responsible for payment of such taxes at the rate and in the manner for the time being prescribed by law. If  AR Workflow  has the legal obligation to pay or collect taxes for which Customer  is responsible under this section, AR Workflow  will invoice Customer  and Customer  will pay that amount unless Customer  provides AR Workflow  with a valid tax exemption certificate authorized by the appropriate taxing authority. This agreement contemplates one or more orders for the Service, which orders are governed by the terms of this agreement.
• Nonpayment. Any invoiced amount not received by AR Workflow by the due date may accrue interest at the lower rate of 1.5% per month or the maximum rate permitted by law.  In addition, if an invoiced amount is 30 days or more past due, AR Workflow may suspend Service and Support until the amount is paid in full, provided AR Workflow has given Customer at least 30 days’ prior written notice that its account is past due.

5.MUTUAL CONFIDENTIALITY

• Definition of Confidential Information. Confidential Information means all non-public information disclosed by a party (Discloser) to the other party (Recipient), whether orally, visually, or in writing, that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure (Confidential Information). AR Workflow’s Confidential Information includes, without limitation, the Service and pricing information. Customer’s Confidential Information includes, without limitation, the Customer Data.
• Protection of Confidential Information. Recipient must use the same degree of care that it uses to protect the confidentiality of its
own confidential information of like kind (but not less than reasonable care) to: (i) not use any Confidential Information of Discloser for any purpose outside the scope of this agreement; and (ii) limit access to Confidential Information of Discloser to those of its and its Affiliates’ employees
and contractors who need that access for purposes consistent with this agreement and who have signed confidentiality
agreements with Recipient containing protections not materially less protective of the Confidential Information than
those in this agreement.
• Confidential Information excludes information that: (i) is or becomes generally known to the public without breach of any obligation owed to Discloser; (ii) was known to the Recipient before its disclosure by the Discloser without breach of any obligation owed to the Discloser; (iii) is received from a third party without breach of any obligation owed to Discloser; or (iv) is independently developed by the Recipient without use of or access to the Confidential Information. The Recipient may disclose Confidential Information to the extent required by law or court order, but will provide Discloser with advance notice to seek a protective order.
• Data Security Measures.
  • Security Measures. AR Workflow: (i) implements and maintains reasonable security measures appropriate to the nature of the Confidential Information including, without limitation, technical, physical, administrative, and organizational controls, designed to maintain the confidentiality, security, and integrity of  Customer’s Confidential Information; (ii) implements and maintains industry standard systems and procedures for detecting, preventing, and responding to attacks, intrusions, or other systems failures and regularly tests, or otherwise monitors the effectiveness of the safeguards’ key controls, systems, and procedures; (iii) designates an employee or employees to coordinate implementation and maintenance of its Security Measures (as defined below); and (iv) identifies reasonably foreseeable internal and external risks to the security, confidentiality, and integrity of Customer’s Confidential Information that could result in the unauthorized disclosure, misuse, alteration, destruction, or other compromise of such information, and assesses the sufficiency of safeguards in place to control these risks (collectively, Security Measures).
  • Notice of Data Breach. If AR Workflow becomes aware that Customer Data was accessed or disclosed in breach of this agreement, AR Workflow will so notify Customer without undue delay, immediately act to eliminate the breach and preserve forensic evidence, and provide available information to Customer regarding the nature and scope of the breach.

6. PROPERTY

• Reservation of Rights. AR Workflow and its licensors are the sole owners of the Service, including all associated intellectual property rights, and they remain only with AR Workflow. Customer may not remove or modify any proprietary marking or restrictive legends in the Service. AR Workflow reserves all rights that are not expressly granted in this agreement.
• Customer may not: (i) sell, resell, rent, or lease the Service or use it in a service-provider capacity; (ii) use the Service to store or transmit unsolicited marketing emails, libelous, or otherwise objectionable, unlawful, or tortious material, or to store or transmit infringing material in violation of third-party rights; (iii) interfere with or disrupt the integrity or performance of the Service; (iv) attempt to gain unauthorized access to the Service or its related systems or networks; (v) reverse engineer the Service except as allowed by applicable law despite this limitation; or (vi) access the Service to build a competitive service or product, or copy any feature, function, or graphic for competitive purposes. AR Workflow may suspend Service to Customer if AR Workflow believes in good faith that Customer’s use of the Service poses an imminent threat to the security, availability or legality of the Service; in such event, AR Workflow will work with Customer to address the issue and restore Service as quickly as possible.
• Statistical Information. AR Workflow may compile statistical information related to the performance of the Service and may make such information publicly available, provided that such information does not identify Customer Data, and there is no means to re-identify Customer Data. AR Workflow retains all intellectual property rights in such information.

7. TERM AND TERMINATION

• This agreement continues until the 30th day after all orders have expired, unless earlier terminated as provided below.
• Term of Orders. Unless otherwise stated in an order, (i) orders and all subscriptions under them will automatically renew for additional terms equal in length to the then current term of the order, unless a party notifies the other of non-renewal 30 or more days before the renewal date, (ii) an automatically renewing order will remain unchanged from the prior term except for any pricing increase of which AR Workflow has notified Customer 60 or more days before the renewal date, and (iii) upon automatic renewal, the per-unit pricing for any Service will not increase by more than 7% over that in the prior term unless the prior pricing was clearly designated in the order as promotional or one-time.
• Mutual Termination for Material Breach. If either party is in material breach of this agreement, the other party may terminate this agreement at the end of a written 30-day notice/cure period, if the breach has not been cured.
• Effect of Termination. If this agreement is terminated for AR Workflow’s breach, AR Workflow will refund Customer fees prepaid for the remainder of the term of all orders after the termination effective date.  If this agreement is terminated for Customer’s breach, Customer will pay any unpaid fees for the term of all orders.  Upon request, following any termination of this agreement, Customer will destroy or return any AR Workflow property that it holds.  Upon termination, AR Workflow may destroy all Customer Data.

8. LIABILITY LIMIT

• EXCLUSION OF INDIRECT DAMAGES. TO THE MAXIMUM EXTENT ALLOWED BY LAW, AR WORKFLOW IS NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO THIS AGREEMENT (INCLUDING, WITHOUT LIMITATION, COSTS OF DELAY; LOSS OF OR UNAUTHORIZED ACCESS TO DATA OR INFORMATION; AND LOST PROFITS, REVENUE, OR ANTICIPATED COST SAVINGS), EVEN IF IT KNOWS OF THE POSSIBILITY OR FORESEEABILITY OF SUCH DAMAGE OR LOSS.
• TOTAL LIMIT ON LIABILITY. TO THE MAXIMUM EXTENT ALLOWED BY LAW, EXCEPT FOR AR WORKFLOW’S INDEMNITY OBLIGATIONS, AR WORKFLOW’S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT (WHETHER IN CONTRACT, TORT, OR OTHERWISE) DOES NOT EXCEED THE AMOUNT PAID BY CUSTOMER WITHIN THE 12-MONTH PERIOD PRIOR TO THE EVENT THAT GAVE RISE TO THE LIABILITY.

9. INDEMNIFICATION FOR THIRD-PARTY CLAIMS.

• AR Workflow will defend or settle any third-party claim against Customer to the extent that such claim alleges that AR Workflow technology used to provide the Service infringes a copyright, patent, trademark, or other intellectual property right, if Customer promptly notifies AR Workflow of the claim in writing, cooperates with AR Workflow in the defense, and allows AR Workflow to solely control the defense or settlement of the claim. AR Workflow will indemnify and hold harmless Customer from any infringement claim defense costs it incurs in defending Customer under this indemnity, AR Workflow-negotiated settlement amounts agreed to by AR Workflow, and court-awarded damages. Process. If such a claim appears likely, then AR Workflow may modify the Service, procure the necessary rights, or replace it with the functional equivalent. If AR Workflow determines that none of these are reasonably available, then AR Workflow may terminate the Service and refund any prepaid and unused fees. Exclusions. AR Workflow has no obligation for any claim arising from: AR Workflow’s compliance with Customer’s specifications; a combination of the Service with other technology or aspects where the infringement would not occur but for the combination; Customer Data; or technology or aspects not provided by AR Workflow. THIS SECTION CONTAINS CUSTOMER’S EXCLUSIVE REMEDIES AND AR WORKFLOW’S SOLE LIABILITY FOR INTELLECTUAL PROPERTY INFRINGEMENT.
• If a third party makes a claim against AR Workflow: (i) that any part of the Customer Data is unlawful or infringes or violates that party’s patent, copyright, or other right, or (ii) with respect to an issue between Customer and its client, Customer will defend AR Workflow against that claim at Customer’s expense and pay all costs, damages, and attorneys’ fees that a court finally awards or that are included in a settlement approved by Customer, provided that AR Workflow promptly notifies Customer of the claim in writing, cooperates with Customer in the defense, and allows Customer to solely control the defense or settlement of the claim.

10. GOVERNING LAW AND FORUM.

This agreement is governed by the laws of the State of California (without regard to conflicts of law principles) for any dispute between the parties or relating in any way to the subject matter of this agreement. Any suit or legal proceeding must be exclusively brought in the federal or state courts for San Diego County, California, and Customer submits to this personal jurisdiction and venue. Nothing in this agreement prevents either party from seeking injunctive relief in a court of competent jurisdiction. The prevailing party in any litigation is entitled to recover its attorneys’ fees and costs from the other party.

11. OTHER TERMS.

• Entire Agreement and Changes. This agreement and the order constitute the entire agreement between the parties and supersede any prior or contemporaneous negotiations or agreements, whether oral or written, related to this subject matter. Customer is not relying on any representation concerning this subject matter, oral or written, not included in this agreement. No representation, promise, or inducement not included in this agreement is binding. No modification or waiver of any term of this agreement is effective unless both parties sign it, however this agreement may be modified through an online process provided by AR Workflow.
• No Assignment. Neither party may assign or transfer this agreement to a third party, nor delegate any duty, except that the agreement and all orders may be assigned, without the consent of the other party, as part of a merger or sale of all or substantially all a party’s businesses, assets, not involving a competitor of the other party, or at any time to an Affiliate.
• Export Compliance. The Service and Confidential Information may be subject to export laws and regulations of the United States and other jurisdictions.  Each party represents that it is not named on any U.S. government denied-party list.  Neither party will permit its personnel or representatives to access any Service in a U.S.-embargoed country or in violation of any applicable export law or regulation.
• Independent Contractors. The parties are independent contractors with respect to each other.
• Enforceability and Force Majeure. If any term of this agreement is invalid or unenforceable, the other terms remain in effect. Neither party is liable for events beyond its reasonable control, including, without limitation, force majeure events.
• Money Damages Insufficient. Any breach by a party of this agreement or violation of the other party’s intellectual property rights could cause irreparable injury or harm to the other party. The other party may seek a court order to stop any breach or avoid any future breach of this agreement.
• No Additional Terms. AR Workflow rejects additional or conflicting terms of a Customer’s form-purchasing document.
• Order of Precedence. If there is an inconsistency between this agreement and an order, the order prevails.
• Survival of Terms. All provisions of this agreement regarding payment, confidentiality, indemnification, limitations of liability, proprietary rights and such other provisions that by fair implication require performance beyond the term of this agreement must survive expiration or termination of this agreement until fully performed or otherwise are inapplicable. The UN Convention on Contracts for the International Sale of Goods does not apply.
• If Customer provides feedback or suggestions about the Service, then AR Workflow (and those it allows to use its technology) may use such information without obligation to Customer.

Last Revised 21.12.2020.

Exhibit A – Third Party Services Required for Use of Full

AR Workflow offers SMS messaging through Twilio Inc. (Twilio), and email through sendgrid.com, which is provided by Twilio. Twilio Terms of Service are available here: https://www.twilio.com/legal/tos. Twilio Privacy Policy is available here: https://www.twilio.com/legal/privacy. By accepting this agreement with AR Workflow or using the Service, Customer agrees that it has reviewed and agrees to Twilio’s Terms of Service and Privacy Policy for the country in which Customer is located. If Customer has questions regarding the Twilio Terms of Service or Privacy Policy, please refer to the Twilio website www.twilio.com or contact Twilio at legalnotices@twilio.com

AR Workflow offers payments through Finix Payments, Inc. (Finix), a third-party payment processor. In order for Customer to use Finix’s payment processing services, Customer must register with Finix as a merchant. The Finix Terms of Service explain that process and are available here: https://finix-hosted-content.s3.amazonaws.com/flex/v2/finix-pw-terms-of-service.html. The Finix Privacy Policy is available here: https://finix.com/terms-and-policies/privacy-policy . By accepting this agreement with AR Workflow or using the Service, Customer agrees that it has reviewed and agrees to the Finix Terms of Service and Privacy Policy for the country in which Customer is located. If Customer has questions regarding the Finix Terms of Service or Privacy Policy, please refer to the Finix website https://finix.com/  or contact Finix at support@finix.com

The following fees apply as part of the Finix services:

Processing fee for each credit card transaction is 3.5% + $0.50 with no maximum

Manual Keyed in credit card transaction is 3.9% + $0.50 with no maximum

Processing fee for each ACH is 1.5% with a maximum of $35 + $0.50

Other fees may apply, as applicable:

$35.00 per chargeback (in addition to the amount of the chargeback).

$35.00 per ACH return (in addition to the amount of the return).

$35.00 research fee if an account is deemed abandoned.

Refunds: if a merchant refunds a payment in full, Finix and AR Workflow will return its fees. If a merchant refunds a payment in part, neither Finix nor AR Workflow will return its fees.